DENTAL, VISION, & HEARING
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Medicare doesn’t cover dental, vision, or hearing care. This means if you need routine cleanings and exams, x-rays, dentures, glasses/contacts, or hearing aids, you will have to pay for everything out of pocket. With an individual dental, vision, and hearing plan, you can get affordable coverage to help lower those out-of-pocket expenses.
| Individual Benefits | Traditional | Preferred | Preferred Plus |
|---|---|---|---|
| Policy Year Maximum Benefit | $1,000 | $1,500 | $2,500 |
| Policy Year Deductible | $100 | $100 | $100 |
| You pay the following coinsurance percentages after deductible. | |||
| Diagnostic & Preventive (3 month waiting period)
| 0% | 20% No Waiting Period | 20% |
| Basic Services (6 month waiting period; Benefits include limitations)
| 20% for preferred and preferred plus | 20% for preferred and preferred plus | 20% for preferred and preferred plus |
| Major Services (12 month waiting period; Benefits include limitations)
| 50% | 50% | 50% |
| Vision Services (12 month waiting period)
| Not Included | 50% | 50% |
| Hearing Services (12 month waiting period)
| Not included | 50% | 50% |
OVERALL BENEFITS
- Guaranteed issue, no health questions
- Choose $1,000, $1,500, or $2,000 policy year maximum benefit
- Low $100 policy year deductible
- 30-day free look period
- Freedom to choose any provider (or choose a provider in the network for better discounts)
- Pays you or your provider regardless of any other coverage